Before you close on a home, make sure that you have a checklist ready. There are several essential tasks that you’ll need to take care of. First, make sure that any contingencies are figured out before closing. Typical kinds of contingencies include home inspection, appraisal, and financing. Remember to purchase title insurance and clear the title, to protect yourself from legal claims of ownership. Next, you’ll need to receive the final mortgage approval before reviewing your closing disclosure. After you do a final walk-through of the property, ensure that you have all the necessary documentation that you’ll need to bring to closing. Want to learn more about purchasing a property? Reach out to us for assistance.
A real estate inspection or home inspection is not an appraisal or a check for compliance with building codes; it’s also not an evaluation of environmental hazards. See the NYS Standards of Practice for more information on the limitations of a home inspection.
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