Are you hoping to buy a home with financing in the near future? If that’s the case, then you must become familiar with what you should and shouldn’t be doing with your finances in the meantime. Otherwise, it could be more difficult than necessary to qualify for a mortgage. Before you’ve applied for a loan—and during the approval process—always speak with your lender before depositing cash into a bank account. Additionally, at no point in this process should you apply for another major loan, whether an auto or personal loan. Finally, avoid applying for other new credit, including credit cards. Looking for help buying or selling your home? Get in touch with us for support.
A real estate inspection or home inspection is not an appraisal or a check for compliance with building codes; it’s also not an evaluation of environmental hazards. See the NYS Standards of Practice for more information on the limitations of a home inspection.
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